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Mortgage Rates (ending December 31, 2008)

Loan Type

Rates

Points

30 Year Fixed

5.10%

0.7

15 Year Fixed

4.83%

0.7

5 Year ARM

5.57%

0.7

1 Year ARM

4.85%

0.5

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A REALTOR^® is a real estate professional who is a member of the National Association of REALTORS^®.